We learned the hard way that money and mental health are inseparable.
After losing significant money because of lack of planning, we experienced first-hand how financial stress spirals into poor decisions, anxiety, and emotional exhaustion. In that struggle, we discovered something profound: wealth without peace of mind is just a number on a screen. And mental clarity without financial stability is incomplete.
This wasn't just our experience; research soon validated what we observed—that the interplay between these two aspects is more profound than most people realize.
That personal crisis became our catalyst.
The Discovery
Working with individuals over the years, we witnessed the same pattern repeatedly:
Financial chaos → Mental overwhelm
Stress and anxiety → Broken decision-making
Broken decisions → More financial loss
But we also saw the reverse: When people aligned their finances with mental wellness, everything changed. They slept better. They made clearer choices. They lived lighter.
The connection wasn't coincidental—it was fundamental.
Why We're Here
We built Flourish360 because we believe:
Financial planning without mental health is incomplete
Numbers matter, but peace of mind matters as much.
Mental wellness without financial stability is fragile
Lasting calm requires a solid financial foundation.
Together, they create freedom
A strong financial foundation and a calm mind is what true prosperity looks like.
We're not here to preach theory. We're here because we've walked that dark path ourselves. And we know the way out.
Our wellness approach
Your Journey, Our Guidance
Whether you're planning alone, with your partner, or involving your entire family—we create personalized strategies that bring everyone together toward shared financial and wellness goals.
Curated Services
Comprehensive support across three pillars of wellbeing
Financial Empowerment
Identifying and prioritizing your financial goals is the foundation of lasting financial confidence.
Goal Setting Lab — Clarify what matters most and create your personalized financial roadmap
Preparing for Major Milestones — Transform life's pivotal moments into planned, stress-free achievements
Preparing for Exigencies — Hope for the best, plan for the unexpected — build resilience into your finances
Financial knowledge isn't a luxury anymore — it's essential. We guide you through every stage.
Understanding the Psychology of Money — Discover how your mindset shapes your financial decisions
Building Smart Spending Habits — Create sustainable patterns that align with your values and goals
Saving & Investing Strategies — Grow your wealth with confidence, one deliberate step at a time
Your golden years deserve more than hope — they deserve strategy.
Assessing What Retirement Means for You — Define your ideal future, not just a number
Expense & Assets Assessment — Get crystal clear on what you have, what you need, and what's possible
Building Retirement Cashflow — Stress Tested — Create a resilient plan that sustains your lifestyle through every season
A comprehensive, client-centered approach to achieving true financial independence. We begin with a deep assessment of your current position, risk tolerance, and life goals, then design a fully personalized and actionable roadmap—complete with regular reviews—to systematically grow, sustain, and protect your wealth.
Financial Health Checkup — A detailed diagnostic measured across 12 key financial metrics
Goal-Based Financial Planning — Structuring your finances around your specific life ambitions
Retirement & Long-Term Strategy Development — Creating a tailored savings and investment plan
Portfolio Reviews & Rebalancing — Ongoing analysis and adjustment of your investments
Tax Planning & Efficient Expense Management — Implementing strategies to optimize your tax liability
Build the psychological strength to navigate life's challenges with confidence. We provide you with practical tools to manage anxiety, reduce stress, and cultivate a mindset of growth and stability. Targeted strategies to identify financial stressors and anxiety triggers, for immediate relief and long-term resilience.
Go beyond traditional budgeting. This service addresses the emotional weight of money—the guilt, fear, and stress that dictate your financial decisions. Heal your relationship with money to find peace and clarity.
A focused service to build mental clarity and emotional stability for making sound financial decisions. We help you separate logic from emotion, manage cognitive biases, and implement frameworks that reduce stress and build confidence in your choices.
Emotional regulation during financial decisions
Cognitive bias identification and management
Confidence-building in decision-making
Stress-free planning frameworks
A holistic service dedicated to restoring mental peace and preventing burnout caused by financial worry. We address sleep disruption, create calming routines, and help you build sustainable habits that balance your financial goals with overall life satisfaction and health.
Sleep optimization and worry management
Evening wind-down and mental restoration routines
Work-life-wealth balance strategies
Sustainable habit formation
Holistic Living
Specifically designed for individuals facing burnout exacerbated by financial pressure. This holistic program combines therapeutic techniques with financial restructuring to help you recover, recharge, and rebuild sustainably.
Mental Detox — Techniques to quiet financial anxiety
Energetic Budgeting — Aligning your spending with your energy levels and values
Sustainable Earning — Planning a career and income path that supports your well-being
Healing from past financial losses, poor decisions, and money-related trauma that impacts emotional well-being.
Processing financial losses
Breaking shame & guilt cycles
Rebuilding financial confidence
Trauma-informed financial counseling
Transforming limiting beliefs about money, wealth, and self-worth that create internal conflict and poor financial choices.
Identifying money blocks
Reframing scarcity mentality
Building wealth consciousness
Self-worth & financial empowerment
Managing money conversations and conflicts within relationships that cause emotional stress and relationship strain.
Couples financial communication
Family money values alignment
Conflict resolution strategies
Collaborative financial planning
Know the Consultants
Meet the dedicated professionals guiding you toward financial freedom and mental wellness.
AP
Amit Prasad
Financial Wellness
Over the last 28 years, I've built a satisfying career in the IT industry—doing well professionally and truly enjoying the journey. But money? That was a completely different story. Early in my career, I was clueless about finances. Financial prudence? Retirement planning? I had no idea what those even meant...
Over the last 28 years, I've built a satisfying career in the IT industry—doing well professionally and truly enjoying the journey. But money? That was a completely different story.
Early in my career, I was clueless about finances. Financial prudence? Retirement planning? I had no idea what those even meant. Like so many others, I lived day to day with no real plan or purpose—spending freely, swiping credit cards, and taking loans without a second thought.
What made things worse was how deeply my financial concerns started eating into my mental peace. The stress of managing debts and money worries became a vicious cycle, affecting my focus, confidence, and overall wellbeing.
Then came the wake-up call: loan recovery agents showed up and took away my bike because I couldn't keep up with my EMIs. That moment shook me to the core and forced me to face my reality.
I realized I needed professional help—not just to manage my finances but to regain my mental peace. This journey led me to discover how closely mental wellness is connected to financial wellness. True wellbeing requires tending to both together.
Determined, I enrolled in financial literacy classes, sought professional guidance, and committed myself to learning and applying every lesson. I became my own guinea pig, testing strategies that work.
Today, I work with over 50 families, sharing real, actionable strategies earned through certifications and hard experience. My approach doesn't just create wealth—it protects it, offering financial and emotional stability. The goal is to help you sleep peacefully at night, fully confident that you are well covered and your future is secure.
What drives me is the deep passion to share this hard-earned wisdom so others don't have to repeat the mistakes I made. Everyone deserves the knowledge and confidence to create a secure, meaningful financial future while enjoying true peace of mind.
LK
Lakshmi Kshatriya
Mental Wellness
For over twenty years, I've been the person companies call to fix things—in Customer Success, Sales / Business Development & Operations. I've had a good nose around industries from tech and entertainment to finance, collecting stories and a decent amount of confusion along the way...
For over twenty years, I've been the person companies call to fix things—in Customer Success, Sales / Business Development & Operations. I've had a good nose around industries from tech and entertainment to finance, collecting stories and a decent amount of confusion along the way.
It turns out I was looking for the user manual in all the wrong places. After cycling through more careers than failed DIY projects, I finally stumbled upon my life's proper calling: psychology.
Why? Well, I've always been fascinated by the brain—the one bit of kit that runs the whole show. We'll fuss over a sprained ankle or a dodgy knee for weeks, but often give the three-pound universe in our skulls barely a second thought. I wanted to know why we think the way we do. (Becoming a neurosurgeon seemed a bridge too far—I struggle with IKEA instructions, so poking about in someone's grey matter was wisely ruled out.)
The truth is, my own path here wasn't exactly a straight line drawn on a map. Life, in its infinite wisdom, decided to give me a rather thorough practical exam first. I learned a hard lesson about trust when a good friend walked off with my life's savings, leaving me with empty pockets and a rather profound crisis of confidence in my own judgement. On top of that, untangling the knots of a challenging family dynamic and a difficult childhood felt like a full-time job I never applied for.
All those failures and heartaches, as it turns out, weren't just random misfortunes. They were the signposts, however poorly lit, pointing me right here. They forced me to start solving my own emotional puzzles, to truly want to understand the messy, glorious, and often baffling world of human emotions—starting with my own.
So, here I am, in what some might politely call my "middle years," back in the classroom. I've gone and changed the entire career trajectory yet again. Not that it was ever on a proper track to begin with, mind you. But I wouldn't have it any other way. I haven't done life by the book, but I have, rather wonderfully, lived the life I wanted. Now I'm learning how to help others understand theirs. Through extensive reading and my own experiences, I've gained valuable insights that I'm eager to share, helping others navigate their challenges while I pursue my certification in this fascinating field.
Resources & Blogs
Fresh reflections, tools, and prompts from the Flourish360 collective. Drop in new resources whenever they are ready.
I am an Advocate by profession. Over the years, I had some savings from my professional earnings, which remained idle in my savings bank account due to my hesitation to invest in t...
Sunil PAdvocate & Founder of Tapasya Law Chambers
I am an Advocate by profession. Over the years, I had some savings from my professional earnings, which remained idle in my savings bank account due to my hesitation to invest in the open market. In one of the family gathering, the subject of financial planning came up and Mr. Amit, being our family friend, offered to guide me in managing my funds more productively. His advice on market opportunities and investment strategies was both practical and viable. Heeding to his suggestions, I invested and noticed remarkable growth within a short period, resulting in substantial increase in returns. Having personally experienced the value of his expertise, I extend my best wishes to Mr. Amit and his counterpart for great success in their new venture flourish 360
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I've been building my investment portfolio with Amit since July 2024 - the first month I started earning. He's been the best guide and mentor since day 1 - always patiently explai...
Kashish
I've been building my investment portfolio with Amit since July 2024 - the first month I started earning. He's been the best guide and mentor since day 1 - always patiently explaining concepts, making sure I knew what he was helping me build and helping me identify the best for myself. I'm now reaching 1L in investments and am convinced that Amit is the reason I'm able to achieve my goal i.e to start building a future for myself.
I've been Lakshmi's client for around 9 months, and after seeing numerous therapists and psychologists over the years, I can safely say she's helped me with self-awareness and positivity more than anyone else could. She's extremely easy to talk to and you can tell she genuinely cares about you, even beyond the session... she's a therapist that makes you feel like you're not alone and you're not broken.
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I got connected to Amit ji through one of my managers during the toughest phase of my financial life. At that time even taking a breath felt heavy. Amit ji guided me without chargi...
Sindhu
I got connected to Amit ji through one of my managers during the toughest phase of my financial life. At that time even taking a breath felt heavy. Amit ji guided me without charging anything. He suggested small but impactful changes in my daily expenses, my thinking process, and how I manage my spending. Since last October, I’ve been working on it consistently and improving myself every day. He is truly a great person and everyone needs a financial advisor like him
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We would like to express our heartfelt gratitude to our financial advisor, Mr. Amit. With his guidance, we have been able to plan the finances of our family more thoughtfully and d...
Nilanjan and IncharaDoctors at Bangalore
We would like to express our heartfelt gratitude to our financial advisor, Mr. Amit. With his guidance, we have been able to plan the finances of our family more thoughtfully and develop a stronger sense of discipline in managing our money. I am very grateful to Ms Lakshmi who guided me to take this as priority and through her only I could get connected to Mr Amit.
Mr Amit’s clear explanations and structured approach have helped us lay the foundational stones of our investment journey. Thanks to him, we now feel much more confident and secure about our financial future.
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I started my financial journey with Amit two years ago, and it’s been a game‑changer. Before meeting him I felt, I was already on top of my finances, but Amit opened my eyes to a b...
Piyush RajChief Manager, SAP Roll Out at Continental
I started my financial journey with Amit two years ago, and it’s been a game‑changer. Before meeting him I felt, I was already on top of my finances, but Amit opened my eyes to a bigger, clearer picture of planning. He helped me set up savings for my kids, get the right insurance coverage, and build a solid retirement plan—all while being incredibly patient and thorough. Beyond the professional guidance, Amit is genuinely kind, polite, and easy to talk to; I love staying in touch with him and always feel understood. His expertise and personal warmth have made a lasting impact on my financial confidence and peace of mind.
"
I was lucky to speak to Amit right at the start of my career – literally on day one. He gently walked me through everything and helped me understand “money” early on, which really ...
Ishwarkumar TeggiSr SAP Consultant at Continental
I was lucky to speak to Amit right at the start of my career – literally on day one. He gently walked me through everything and helped me understand “money” early on, which really built my financial discipline. He also made me see how important time is when it comes to creating wealth for different goals. This approach has given me a lot of confidence and clarity on planning for my future goals
I’ve also done integrated counselling sessions with Lakshmi and Amit, which have helped me calm down, reduce stress, and make wiser financial decisions. With their support on both the mental and financial fronts, I genuinely sleep peacefully knowing I’m well covered for the future and any emergencies.
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Amit, my financial advisor has been instrumental in helping me plan my expenses and build a solid roadmap for my future. His deep knowledge of financial planning, combined with hi...
RamkumarDirector, Strategy Projects (Clinical Research) at Astra Zeneca
Amit, my financial advisor has been instrumental in helping me plan my expenses and build a solid roadmap for my future. His deep knowledge of financial planning, combined with his constant guidance and practical advice, has transformed the way I look at savings, investments, and long-term security.
Thanks to his support, I am now able to invest wisely while securing my retirement and my daughter’s education—without compromising on my current lifestyle. I am truly grateful to have met him, and today I feel confident about achieving my early retirement goals. His expertise has brought clarity, confidence, and peace of mind to my financial journey.
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My wife and I have been working with Amit and Laskshmi for almost two years, and the experience has been exceptional. We have been doing both the Financial Wellness and Mental Well...
Harsh AneppanavarCo-Founder at AcadSigma (Document Intelligence Platform)
My wife and I have been working with Amit and Laskshmi for almost two years, and the experience has been exceptional. We have been doing both the Financial Wellness and Mental Wellness programs with them, and thier support has consistently been patient, clear, and reassuring.
Amit guided us through some tough financial moments without ever making us feel overwhelmed. His genuine care, practical advice, and deep understanding of our goals have given us real confidence in our financial future. We’re truly grateful for his guidance and highly recommend working with him.
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"Working with Amit has been a true turning point in my financial journey. Before meeting him, I had completely lost confidence in my financial discipline and long-term planning. A ...
Deepa and Naveen SajjanSr Support Engineer at Nokia
"Working with Amit has been a true turning point in my financial journey. Before meeting him, I had completely lost confidence in my financial discipline and long-term planning. A difficult year of health challenges and job uncertainty had pushed me into a state of doubt and confusion. On a friend’s recommendation, I approached Amit - and it turned out to be one of the best decisions I’ve made for my family."
"His approach is thoughtful, patient, and deeply insightful. Amit Ji took the time to understand our goals, our assets and libailities, and evaluate our overall financial situation with remarkable clarity. What sets him apart is his commitment: he not only provided a holistic plan but ensured we implemented it step by step, guiding us personally through each investment. Very few financial advisors follow up with such sincerity and dedication."
"Thanks to his guidance, my wife and I have regained confidence in our future. We now view life with renewed optimism and a stronger sense of control over our finances. The transformation has been both empowering and reassuring."
"Amit Ji’s expertise, positive energy, and genuine care make him more than a financial advisor—he is a true financial evangelist who uplifts and empowers his clients. I wholeheartedly recommend his services and sincerely wish him continued success. He is doing an exceptional service to society by helping individuals and families build financial confidence and move forward in life with clarity and hope."
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Before meeting Amit, I was investing purely based on friends' suggestions and ended up facing losses due to my limited financial knowledge. Amit completely changed my approach to i...
Sujit AnumalaApplication Developer at Oracle
Before meeting Amit, I was investing purely based on friends' suggestions and ended up facing losses due to my limited financial knowledge. Amit completely changed my approach to investing. He took the time to understand my goals, my financial situation, and planned my investments accordingly.
He manages my investments thoughtfully and effectively, giving me clarity and confidence in my financial journey. I truly appreciate his guidance and professional approach.
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Ready to inspire someone else? Share your Flourish360 journey.
Everything you need to know about getting started with Flourish360.
What is financial wellness, and why does it matter?
Financial wellness means managing income, expenses, savings, and debts effectively to reduce stress and build security. At Flourish360, it integrates with mental wellness to help you feel confident and optimistic about money decisions.
What do you do in integrated financial and mental wellness sessions?
Integrated sessions combine financial planning with mental wellness coaching to address both the practical and emotional sides of money. We focus on creating strategies that improve your finances while also boosting your confidence, reducing stress, and building a healthy money mindset.
What services does Flourish360 offer?
Personalized financial health check-ups, budgeting workshops, debt plans, retirement strategies, and mental wellness sessions like stress audits. All tailored for Indian contexts with compliance focus. You may refer to the services section on our website for more information.
How do I get started with Flourish360?
Book a free discovery call via our site to assess your financial and mental wellness baseline. We'll create a custom plan blending finance and mindfulness.
What is the engagement model at Flourish360?
At Flourish360, you can choose to work with us through one-on-one consultations that suit your needs—whether it's a single session, a short-term program, or ongoing support. We design each engagement to align with your personal goals and schedule.
Can I choose only financial wellness or only mental wellness services?
Absolutely. You can opt for just financial wellness services, just mental wellness coaching, or a combination of both. Our programs are modular, so you can pick what fits best with your priorities.
How are your charges structured?
Our fees depend on the type of service, the duration of the program, and any customization involved. We provide transparent pricing upfront, offering options for one-time consultations, bundled packages, or retainer agreements.
Do you offer packages combining financial and mental wellness?
Yes. Flourish360 offers integrated packages that blend financial planning with mental wellness coaching, designed to enhance your overall wellbeing and mindset around money.
Is there a free consultation before starting?
Yes, we offer a free discovery call to understand your needs and explain how Flourish360 can best support your journey before you commit to any engagement.
Do you conduct workshops for individuals or groups?
We conduct both individual sessions and group workshops. Group workshops are great for families, workplaces, or community groups who want to learn about financial and mental wellness together.
Do you work with people of all ages?
Yes, Flourish360 offers services tailored for all age groups—from young adults starting their financial journey to retirees focusing on wellness in later years.
Can someone engage with Flourish360 just one time?
Definitely. You can book single sessions for a quick check-in or specific guidance without committing to a longer program. We want to accommodate whatever suits your needs best.
Can I include my spouse or teenage child in the consulting sessions?
Yes, Flourish360 encourages involving your family. Including your spouse or even teenage children in sessions can help align financial goals and build healthy money habits as a team. We tailor our approach to support all ages and foster open conversations within your family.
I have just started my professional career. When is the right time to engage with Flourish360?
There's no perfect time to start your wellness journey—it's beneficial to begin as early as possible, even when you're starting your career. Early financial and mental wellness planning sets a strong foundation that can grow with you.
I watch a lot of podcasts and do online research on financial and mental wellness. Can't I manage on my own with these resources?
Self-learning is a great step, and podcasts and online content provide useful insights. However, Flourish360 offers personalized guidance and tailored strategies that consider your unique situation, helping to avoid common pitfalls and staying accountable to your goals.
Do you provide ongoing help and guidance after consultations?
Yes, Flourish360 offers continued support after initial consultations through follow-up sessions, check-ins, and retainer options to keep you on track with your financial and mental wellness goals. This ensures accountability and adjustments as your life evolves.
Can I consult Flourish360 for specific issues like stress management or budgeting and cash flow?
Yes, you can book consultations focused on specific concerns such as stress management, budgeting, or managing cash flow. Flourish360 offers tailored sessions to address your immediate priorities while also integrating broader wellness when needed.
What is the right time to consult a financial advisor or approach a mental wellness coach?
The right time is whenever you feel the need for guidance—whether you're starting to plan your future, facing financial stress, or wanting to improve your mental wellbeing. Early support can prevent bigger challenges later on.